“He has the right to criticize, who has the heart to help.”

— Abraham Lincoln

Terms For Your Use Of This Site

As A Visitor

Disclaimer of Warranty; Limitation of Liability.

Site visitors expressly agree that use of this site is at the visitor’s sole risk. It is provided on an “as is” basis without warranties of any kind, either express or implied.

Visitors to this site are welcome to visit its pages with the understanding that the author(s) and providers are not engaged in rendering any form of advice, counseling, legal or professional services. The information provided is intended as an overview of the topics covered and related issues. While every attempt is made to provide accurate and up to date information, neither the author(s) nor the providers can be held accountable for any errors. Ultimately, you must rely on professional advice in your own state or locality for all matters including spiritual advice, and legal or professional matters.

Services or information provided by any organizations to which this site has an affiliation or association agreement (sale of books, CDs or subscriptions, for example) or that are visited through a link on one of this site’s pages, are provided by, are the responsibility of, and may be warranted by those organizations. This site, its providers and its owner are not responsible for the products or information provided at the linked site. Contact the organizations or other site directly.

Visitors shall use “Helping Others” (this site) for lawful purposes only. You shall not post or transmit through this site any material which violates or infringes in any way upon the rights of others, which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law, or which, without our express prior approval, contains advertising or any solicitation with respect to products or services. Any conduct by a Visitor that in our sole discretion restricts or inhibits any other visitor from using or enjoying this site will not be permitted. You shall not use this site to advertise or perform any commercial solicitation, including, but not limited to, the solicitation of users to become subscribers of other on-line information services.

Indemnification. Site visitor agrees to defend, indemnify and hold harmless Friends of the Needy Inc., this site, its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorneys' fees, arising out of the use of this site.

This site contains copyrighted material, trademarks and other proprietary information, including, but not limited to, text, software, photos, video, graphics, music and sound, and the entire contents of this site are copyrighted as a collective work under the United States copyright laws.

You acknowledge that you do not acquire any ownership rights by downloading copyrighted material from this site.

Your free use of this site is offered under the terms of this agreement. Anyone who fails to abide by it or attempts to alter or damage this site may be denied access to this site by its owner and be subject to legal and or criminal prosecution.